Compensation Plan

Start at 80%, Scale to 145%

Two paths to grow your compensation — produce your way up, build a team, or both. Plus monthly bonuses up to $20,000.

Promotional Guidelines

Two tracks, one table — hit the numbers on either path to level up

Commission Level

🏆 Producer Track

Personal Issue Paid

🏗️ Builder Track

Total Hierarchy Issue Paid

145%

—

$750,000

140%

—

$500,000

135%

—

$300,000

130%

—

$250,000

125%

$60,000

$200,000

120%

$50,000

$150,000

115%

$40,000

$125,000

110%

$30,000

$100,000

105%

$25,000

$75,000

100%

$20,000

$50,000

95%

$15,000

—

90%

$10,000

—

85%

$5,000

—

80%

Starting Contract

—

All levels require hitting the target for 2 consecutive months

Promotion Rules

• Production months end on the last Thursday of each month

• For 5-week months, your best 4 weeks are counted

• Jumping comp levels is not permitted — one level at a time

• Must re-qualify 1 month out of every 6 to maintain level

• Producer: only personal production counts

• Builder: personal + hierarchy production counts

• Your biggest leg can only count for 50% of volume

Monthly Producer Bonus

Based on Monthly Issued Paid Life Volume

Issue

$20K in Life

$650

Issue

$30K in Life

$1,200

Issue

$40K in Life

$1,600

Issue

$50K in Life

$2,000

Issue

$75K in Life

$4,000

Issue

$100K in Life

$8,000

Issue

$125K in Life

$10,000

Issue

$150K in Life

$15,000

Issue

$200K in Life

$20,000

🎫 Leads Voucher Bonus

Receive 25% of your Production Bonus in Lead Voucher Credit.

Example: $2,000 producer bonus = $500 in lead voucher credit

✍️ Writer Increase Bonus

1 Writer

$10K increase in team volume

$500

2 Writers

$25K increase in team volume

$750

3 Writers

$50K increase in team volume

$1,000

* Any producer receiving a bonus must be in good standing with FFL. FFL reserves the right to garnish any lead debt, carrier debt, licensing fees, or any outstanding balance that was rolled to FFL from the personal production bonus. In 5-week months, volume is based on best 4-week production. The minimum bonus amount a producer can earn is $650.

Ready to Earn What You’re Worth?

Start at 80% and grow as fast as you can produce. No caps, no politics — just results.

Apply Now